In FDR's first inaugural address what did he think was wrong with the country?

In his first inaugural address, President Franklin D. Roosevelt believed the main problem with the United States was the actions of bankers and investment brokers. He refers to these people as money "changers."
President Roosevelt believed that the money changers were greedy. He felt they were only interested in bettering themselves, even if that meant destroying the lives of many people. He said that when their lending practices failed, they wanted to lend more money. He believed they pleaded for sympathy when their profit-making schemes were exposed.
President Roosevelt believed their actions had to be regulated. He called for regulation of the banking industry. He wanted to prevent banks from speculating with the money investors had placed in the banks. He also wanted to put people to work and to help people who were facing foreclosure on their farms and homes. He wanted to see the value of agricultural products increase.
President Roosevelt felt the United States could overcome the obstacles that the country faced. He believed that the American people had to overcome the fear of the enormous task ahead of them. He believed the only thing that the American people had to fear was fear itself.
http://historymatters.gmu.edu/d/5057

https://www.bartleby.com/124/pres49.html